Traveler insurance and baggage insurance are valid for children, grandchildren and your spouse’s children under the age of 18 traveling with a parent or grandparent.
You will need your own traveler insurance for each adult and child traveling alone.
If you travel more than once a year, you should opt for multi-trip travel insurance as a cheaper and more worry-free option. If you only need cover for a single trip, you can choose a single-trip travel insurance with a fixed term.