Group insurance for organizationsInsured persons and validityGroup insurance for organizations is valid in the organization’s activities and events worldwide. The insurance covers the union’s members. Contrary to the insurance terms, the upper age limit of 70 years does not apply in traveler insurance.Definition of organizational activitiesOrganizational activities include pre-planned meetings, training events, seminars, summer and winter get-togethers and other similar events organized by the union or organization. Organizational activities also include serving as a representative of the union in meetings, advocacy work and organizational activities.Traveler insuranceTraveler insurance covers the treatment costs of an illness or accident that begins during a trip for organizational activities. The insurance also covers costs caused by a cancelled or interrupted trip and delayed departure. The insurance may also include compensation in the form of a daily allowance for temporary disability caused by a travel accident and compensation for permanent disability and accidental death.Baggage insuranceBaggage insurance covers sudden and unexpected property damage, such as theft or breakage, on trips taken for organizational activities. The insurance may also reimburse the costs of purchasing necessities if the baggage is delayed.The organization’s insurance also includes travel liability and travel legal expenses insurance.